Despite rate cuts last year, many CDs are still paying 4% and up. Here’s why

6 financial pros on why some competitive CD rates are holding strong ...

CD Rates Today: February 23, 2026 – Take Home Up To 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Best no-penalty CD rates: Lock in rates at 4%

No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.

Forget CDs, even with rates at 4%. Here's where I'd put my money now

CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here are three options to consider.
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Current CD Rates, February 2026: APYs Drop

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...