“Keep in mind this is a portfolio withdrawal amount, so the 4% rule allows you to spend up to 4% of your portfolio, plus you ...

The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.

According to wealth manager Scott Meyer, this simple rule can be a good way to start thinking about your retirement goals.

If you withdraw a certain percentage of your assets based on life expectancy, plus some tweaks, you can avoid some of the drawbacks.

Q: I've heard of the 4 percent rule for retirement. Is it still safe to withdraw that much a year, or should I be more cautious to avoid running out of money? SUZE: Before I tell you whether the 4 ...

It sounds like something that should not happen. You did the math. You talked to a financial planner. You saved for decades, built a balanced portfolio, and followed what millions of Americans ...