Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

There are many financial tools that seniors can leverage. Some build wealth or provide income, while others offer protection for heirs or ensure that end-of-life costs are covered. "Both are valuable ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

Private equity firms are buying up insurers — and the policies they hold — at a feverish pace. Some groups, namely financial advisors, fear the trend may be bad for consumers who own annuity and life ...

Life insurance annuity, a hybrid financial product, seamlessly marries the risk protection of life insurance with the income stream of an annuity. It's a popular retirement strategy that ensures ...

North American life insurers are heading into 2026 with balance sheets and earnings power that continue to support strong ...

Most insurers pay out policies in a lump sum, but some companies offer installment payments. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

If you want to update a cash-value life insurance policy or annuity, you may have heard of the 1035 exchange. This IRS provision, based on Section 1035(a)(3) of the IRS code, allows you to exchange ...

Protective Life Corporation, a U.S. subsidiary of Dai-ichi Life Holdings, Inc., today announced a new distribution relationship between its principal subsidiary Protective Life Insurance Company and ...

The annuities marketplace is banking on continued investment from private equity to keep up with product demand, as US annuity sales increased 8 percent year-over-year to a record $119.2 billion in ...

Annuities are often marketed as a safe and reliable source of income, especially in retirement. They come with the promise of steady payments — a sort of paycheck replacement designed to offer peace ...