Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

Monitoring the progress of a 401 (k) balance on a consistent basis allows investors to make informed adjustment decisions such as contribution rate or asset allocation. 401 (k) providers typically ...

Hitting the right asset allocation (stocks versus bonds) can be a tough balance to achieve if you don't fully understand your risk profile. It's not just your age or ability to take risks that counts; ...

It gets to the heart of one of the greatest retirement red flags that no one talks about: Americans having too many accounts.

Citations: Poterba, James, Joshua Rauh, Steven Venti, David Wise. 2009. Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth.

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

The average 401(k) balance for 60-year-olds may surprise you. See the latest benchmarks, why gaps exist, and how to strengthen your own retirement savings.

On August 7, 2025, President Trump signed an executive order titled “Democratizing Access to Alternative Assets for 401(k) Investors,” designed to open the use of alternative investments, including ...

It can be tough at times to tell if you’re on the right track with your asset allocation. An advisor can really help if you’re not buying into those various rules of thumb! Are you ahead, or behind on ...

Forbes contributors publish independent expert analyses and insights. SungardenInvestment.com, former investment advisor and fund manager. A 401(k) retirement plan is an important tool for building ...