Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

A Certificate of Insurance (COI) is a document that verifies the insurance coverage held by another party. It evidences the coverage in place at the time of issuance of the certificate. It is ...

COIs verify business insurance coverage, outlining policy type, effective dates, and limits. Unlike insurance binders, COIs are issued for active policies after underwriting is complete. Businesses ...