Certificates of deposit or CDs, on the other hand, can be useful for saving and earning interest on money that you won’t need in the near-term. Like other types of deposit accounts, CDs offer both ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

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Interest earnings on a $40,000 traditional savings account will be minimal this year, but it isn't the only option.