Depositing surplus funds in an overdraft-linked account reduces the loan balance and helps save interest over time ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Overdrafts can happen. Here's how to get your money back if you're charged for one – and to avoid these fees going forward. Toni Husbands was a staff writer with CNET Money. She began writing about ...

Ally Bank doesn’t charge overdraft fees, but customers can opt in to two overdraft protection services: free overdraft protection transfers from a linked Ally savings or money market account or up to ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...