Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

The majority of American consumers now have at least a good credit score or higher. Select unpacks the six major ways that a ...

Borrowers will see their credit score take account of rental payments for the first time under a major overhaul being rolled out by Experian to better reflect how credit applications are assessed by ...

Fair Isaac Corporation (NYSE:FICO) is one of the best underperforming tech stocks to buy for a turnaround. FICO has been hit hard by worries that its credit-scoring moat could weaken as the mortgage ...

CNBC Select takes a look at the states with the highest and lowest credit scores, and some tools to help improve your own ...

Last November, Fannie Mae announced it was no longer going to use credit report scores in underwriting decisions. Freddie Mac made the same decision long before Fannie did. The two organizations are ...

The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.