Benutech finds 82K FHA loans originated in 2023 have other liens of $20K or less, totaling about $880M and complicating loss ...

Recently, FHA’s Office of Single Family Housing included on its “Drafting Table” a request for stakeholder feedback on both a draft Mortgagee Letter establishing the Optional Reimbursement Claim ...

This is a contribution from Reverse Engineering Finance. The second half of the year typically sees significant jumps in FHA mortgage delinquencies/serious delinquencies. This starts with the June ...

Rising insurance and property taxes are lifting escrow costs, while price declines in several high FHA concentration states increase negative equity risk. Combined with tighter FHA loss mitigation, ...

In an effort to help struggling borrowers stay in their homes, the US Department of Housing and Urban Development’s (“HUD” or “Department”) Federal Housing Administration (“FHA”) recently introduced ...