If you're buying your first home, low down-payment requirements and great customer care can make getting a mortgage easier. To help you find the right lender, NerdWallet has researched and selected ...

First-time homebuyers had a median age of 40 in 2025, according to the National Association of Realtors, an all-time high. This cohort also made up a record low number of home purchases during that ...

Why it's actually a good thing for the housing market that so many homeowners have mortgage rates over 6% now The so-called lock-in effect is fading as more homeowners kiss their 3% mortgage rate ...

Angelica Leicht is a personal finance editor focused on distilling complex financial topics into smart, relatable insights. With nearly two decades of experience in digital journalism, Angelica has ...

Owning a home can provide tax deductions for mortgage interest, real estate taxes and more. To claim most property-related tax breaks, taxpayers must itemize their deductions. The One Big Beautiful ...

When Kam Khazai refinanced the mortgage on his townhome in the Washington, D.C., suburb of Gaithersburg, Md., he thought he had scored the deal of a lifetime with a 2.9% rate on a 25-year mortgage.