Picture a scenario where you’re at a store checkout point waiting for your turn and once there, the cashier offers you 20% off your purchase. The catch is that you’ll only get the deal if you sign up ...

If you're doing any of your holiday shopping in person this year, you may be asked if you'd like to sign up for a store credit card at checkout. It's a tempting offer. You can generally apply right ...

At least 50 of the largest U.S. retailers boosted interest rates on their store credit cards in the months before the Federal Reserve began cutting rates, in moves that protected their profit margins.

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...

When we think about credit cards and the best cash-back and travel options available, there is a good chance you won’t hear anything about store-branded credit cards. The biggest issue isn’t that ...

The Federal Reserve hasn’t raised interest rates since the summer of 2023. But America’s retailers apparently didn’t get the memo. The average interest rate on store credit cards reached 30.45% this ...