With recent interest rate cuts from the Federal Reserve, Americans have seen many savings account rates fall. Now, the national average APY for savings accounts ranges between 0.39% to 0.42%, according to the FDIC.

CIT’s Platinum Savings account pays 3.75% APY on balances of $5,000 or more. If your balance dips below $5,000, it earns a paltry 0.25% APY. If you tend to carry high balances — at least $5,000 — this account is worth a look. If you don't plan to ...

Several planned changes and potential developments coming in 2026 could boost or trim your personal bottom line. Here are a few to keep an eye on. Tucked inside the One Big Beautiful Bill Act were several temporary tax breaks that Americans can take advantage of to shave their tax bill or fatten up their refund check.