Self-insured health insurance means the employer pays employees' health claims with their own money. Self-insured health plans are regulated at the federal level under ERISA, not by state laws. Most ...

Many employers are wobbling under the burden of rising health insurance costs. And things are about to get much worse. The cost of employer-sponsored coverage is set to rise by more than 9% in 2026, ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...