It's the holidays, so my phone is abuzz with messages. The problem is, most of the texts I'm receiving aren't from family and friends. Instead, I'm inundated with offers for tax prep assistance, back ...

Your phone rings, the number is unknown but you pick up in case it’s a doctor’s office or your child’s school – only to find it’s a debt-reduction offer or bogus info about how you won a free cruise.

Remember when we thought putting our numbers on the Do Not Call List would actually insulate us from those harassing phone calls. Not only did that not happen, we now have to contend with a growing ...