Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

No-exam life insurance lets you apply for coverage without undergoing a physical exam. This can make it a faster and more convenient option, especially for people with pre-existing conditions who ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

If there are people in your life who rely on you financially, or who might get hurt financially in the event of your passing, then it's a good idea to put a life insurance policy in place. That way, ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Many traditional life insurance policies require a medical exam. This process allows the insurer to gather an applicant’s health data to calculate premiums. However, medical exams can be inconvenient ...