Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...

Symetra, Legal & General America, Penn Mutual and Principal have the best no-exam life insurance in our analysis. Most life insurers have a no-exam approval process available for buyers who qualify ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...