What may be the first merchant-branded, automated clearing house-based pay-by-bank service has launched. Pay with Spire Inc., a Dallas-based payments provider, says its new Pay with Spire platform ...

Pay by bank is not a new electronic-payments concept—consumers have been paying utility bills with their bank accounts for years—but the promise of lower fees and reduced merchant headaches is ...

Across retail finance, the centre of gravity is shifting from accounts to transactions - and from branch networks to merchant ecosystems. Payments are now the operating layer of commerce, carrying ...