One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, ...

Here are the steps to paying your credit card bill, along with some tips for managing payments. Many or all of the products on this page are from partners who compensate us when you click to or take ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Paying your credit card early can provide a multitude of benefits for both your credit score and your finances. Making multiple payments throughout the month can help keep your credit card balances ...

Charging purchases to a credit card is the way U.S. consumers most commonly pay online. But there are several reasons you might not want to use a card when you buy something on the internet. Maybe you ...

Visa and Mastercard reach a settlement on a 20-year legal fight with merchants, agreeing to allow stores to reject some ...

Obtain a fee breakdown and request that your payment processor explain any charges you don't understand. Get quotes to ...

As part of the proposed settlement, the credit card companies will temporarily lower the swipe fees for merchants. But not ...

Possible credit card surcharges could destroy the mental accounting that made hefty annual fees feel worth it, triggering a mass exodus from premium cards.