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If you have trouble paying unsecured debt, a debt relief company may be able to negotiate a smaller settlement.

Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down slightly from $105,580 a year earlier — according to credit bureau ...

National Debt Relief has helped more than 1.2 million people settle their debts since 2009. CNBC Select breaks down what you need to know about this service.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Debt settlement is an arrangement you make with your unsecured creditors in which they accept less than you owe and forgive ...

If you're struggling with bills, debt consolidation can be a sensible option to streamline your finances and ease your mind. However, if you're unfamiliar with debt consolidation, you may not know the ...

Debt consolidation involves combining several debts – such as credit cards, personal loans or medical bills – into a single loan with one monthly payment. This can simplify your finances and ...

A debt consolidation loan lets you combine multiple payments into one. You might save money if you consolidate high-interest debt with a lower-interest loan. Some debt consolidation loans have fees, ...