Permanent life insurance policies generally grow cash value that you can borrow from or withdraw for any reason. The way the cash value grows depends on the type of life insurance policy. The cash ...

This complex product has potential upsides but also risks.

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Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Life insurance provides a safety net for your loved ones when you die. In certain circumstances, life insurance can also benefit you while you're alive. Some permanent life insurance policies have a ...

We’ll describe several types of cash value policies, including whole life (WL), WL/term blend, current assumption universal life (CAUL), guaranteed (no-lapse) universal life (GUL), equity indexed ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in ...

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...