Private student loans can provide low rates and flexible repayment, but experts recommend using them only after exhausting federal student aid and other types of aid

Parents sometimes think they make too much money for their child to qualify for aid, or that financial aid is for low-income/special groups. Families should always apply for aid, since all students have access to unsubsidized federal student loans regardless of household income.

If borrowers do not successfully resume repayment, the number of delinquent and defaulted borrowers could reach 12.54 million.

The Education Department, the lawsuit argues, promised to discharge more than $23 billion in student loans, but many borrowers report they haven't received the relief.

Ohioans will see changes to student loans as a result of the Trump administration’s One Big Beautiful Bill. A handful of policy changes for student financial aid borrowing and repayment took effect