One big tax impact. New rules that took effect in 2026 changed how higher-earning federal employees can use TSP catch-up co ...

Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news.

With additional education, broader allocation strategies may enter the conversation, allowing individuals to evaluate how ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

As early retirement incentives and agency budget shifts continue across federal departments in 2025, Independence Benefits has announced expanded support for federal employees evaluating complex ...

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS—30% of pre-retirement income—because the formula pays just 1% per year of ...

Having just passed one year of retirement, I’m finding “retirement” itself is a really vague word. At one extreme is someone I know, whom I won’t identify further. This person essentially walks the ...