See the tax advantages and downsides.

Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

This complex product has potential upsides but also risks.

Whole life insurance is permanent insurance with a guaranteed premium, death benefit and cash value growth. It provides a death benefit and a savings component, called cash value, that increases ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long as you pay your premiums.