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Auto insurer qualifies customers and sets their rates by first monitoring their driving with a smartphone app measuring 200 variables (e.g. braking, miles driven).

Root is an app-based auto insurer that prices your policy almost entirely on how you drive. Instead of traditional underwriting, Root asks you to complete a driving test through its mobile app and ...

Root, Inc. is rated Strong Buy as improving underwriting consistency and expense efficiency outweigh slower premium growth.