Jackie Cummins Koski, co-host of the Catching Up to FI podcast, made the case on episode 210 that most near-retirees are ...

Age 62 is the earliest a person can file for Social Security. Claiming benefits at that point will reduce them substantially for life. That doesn't mean filing at 62 is automatically a poor choice.

Claiming Social Security at 62 reduces monthly benefits by roughly 30% compared to waiting until full retirement age of 67, locking in a permanent reduction that follows a retiree for life, while ...

If you claim Social Security at 62, you'll slash your monthly benefits permanently. Many seniors can't afford that monthly hit. That doesn't mean filing for benefits at 62 isn't the smartest move for ...