From FERS to TSP to recent legislation, decades of policy shifts have reshaped how federal employees earn, save for and receive retirement benefits.
Roth conversions get a lot of hype, but for federal employees nearing retirement, rushing could mean higher taxes and fewer options later.
Social Security pays retirees $2,000 a month on average, and private tuitions are even lower than that. If you are hungry for more income, dividend ETFs like the iShares 20+ Year Treasury Bond ...