We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about insurance, investing, personal loans, home equity loans, mortgages and banking. She lives in North Carolina ...

Myles is a former senior insurance editor for Investopedia. He oversaw the strategy and execution of all content aimed at helping people make better insurance decisions. Myles has nearly a decade of ...