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Let’s’ Talk “Income Protection..” 🏡 Insurance is something I don’t talk about enough BUT for a lot of people is something that is needed. So Income Protection is an unbelievable type of Insurance for people who are Self Employed or don’t get any kind of sick pay benefits from their employer. If you don’t get sick pay benefits you’ll be on Statuary Sick Pay which is £118.75 per week. Income Protection acts like Furlough. If you can’t work for ANY reason (as long as a doctor has signed you off fr
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What is Income Protection? Income Protection is an insurance policy that pays you a regular monthly income if you can’t work because of illness or injury. It replaces part of your salary so you can still cover everyday essentials while you recover. Most UK policies pay 50–70% of your usual income, tax‑free if you pay the premiums yourself. There’s usually a waiting period (“deferral period”) of 1–12 months before payments start. So you will need and emergency fund to cover that period. Each poli
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