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Most retirees live on 70-80% of their pre-retirement income. And many do set aside a good portion for travel. But what do retirees generally spend the most on? ➡️ Housing. According to BLS data, housing costs make up about one-third of the average retiree’s spending. That includes: 🏡 Mortgage or rent payments 🔌 Utilities, property taxes, and insurance 🛠️ Home maintenance and repairs 🏘️ HOA fees (for some) While many retirees aim to pay off their mortgage before retirement, not everyone does—
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I attended a retirement party this week. But it wasn’t all festive and full of optimism for the future. My friend is retiring sooner than planned—not to travel, relax, or enjoy her free time, but because she needs to care for her husband during the time he has left. This isn’t the retirement they envisioned. But it happens far too often. People assume they’ll have decades to enjoy retirement. But reality doesn’t always work that way. Health issues—whether it’s your own, a spouse’s, or even a par
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If you’re an active person who thrives on staying busy, the idea of retirement can feel…a little unsettling. You finally get your time back—but then what? If you’re on your own in retirement, this fear is even MORE prominent. I felt the same way. I wasn’t afraid of slowing down, but I was a little concerned about feeling unfulfilled. And as a widow, I wondered if I could really find enough enjoyable things to do on my own. So… I made a plan. Here’s what I’ve learned: staying engaged in retiremen
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