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💡 Think paying a collection resets the 7-year credit clock? Think again! This video clears up the myth and explains why paying a collection does NOT extend how long it stays on your credit report. 📉✅ #CreditTips #Collections #CreditReport how can I repair my credit? How can I remove collection accounts? How can I remove a bankruptcy account?
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How to freeze and unfreeze your credit report ro prevent accounts opened in your name. #colormycredit #transunion #equifax #experian #creditreport #fraudalert #creditfreeze #freezemycredit
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TikTokcolormycredit
2:15
Making a payment on a #collection account does not reset the time it can remain on a #credit report. The length of time a collection account remains on the #creditreport is always tied to the date of first delinquency on the original account. This is a key principle in credit reporting governed by the #faircreditreportingact (#FCRA ). Here's how it works: 1. **Date of First Delinquency**: This is the date of the first missed payment on the original account. The seven-year period for the collecti
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TikTokdustnthecreditgeek
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